Reports To: CEO/Board

About the Role

The Internal Auditor will provide independent and objective assurance on the effectiveness of the institution’s governance, risk management, and internal control environment. The role involves conducting risk-based audits, assessing compliance with regulatory requirements, reviewing operational and IT controls, carrying out branch audits, and conducting fraud reviews where applicable.

Key Responsibilities

• Develop and execute risk-based internal audit plans covering credit operations, finance, compliance, IT systems, and branch operations.
• Conduct branch audits to evaluate loan appraisal and documentation, loan monitoring, collections practices, cash management, teller operations, compliance with operational procedures, and physical security controls.
• Verify accuracy and completeness of client records, loan files, reconciliations, and branch financial reporting.
• Test compliance with credit policies, AML/CFT controls, KYC procedures, and data protection requirements at both head office and branches.
• Assess efficiency and effectiveness of branch-level processes, including expense management, asset utilization, and customer service standards.
• Apply CIA/CISA expertise to assess IT governance, cybersecurity, data integrity, system access, and controls over the core lending platform.
• Review end-to-end credit processes across head office and branches, ensuring alignment with policies and regulatory standards.
• Conduct audits of financial and management reporting processes to ensure accuracy, completeness, and reliability of information used for decision-making.
• Prepare timely and comprehensive audit reports highlighting findings, risks, and practical recommendations for management and the Board Audit & Risk Committee.
• Perform follow-up audits to verify that agreed corrective actions are implemented and effective.
• Conduct fraud reviews and investigations where applicable, including examination of irregularities, suspected misconduct, or control gaps, and recommend improvements to
• strengthen preventive and detective measures.
• Contribute to the continuous improvement of audit methodologies, risk assessment approaches, and the institution’s overall risk culture.
• Maintain effective working relationships with management while upholding independence and objectivity.

Qualifications and Experience

• CPA(K) plus either CIA or CISA certification (mandatory).
• Bachelor’s degree in Accounting, Finance, IT, or a related field.
• Minimum of 4 years’ internal audit experience, preferably within banking, SACCO, microfinance, or fintech.
• Demonstrated experience in branch or field audits covering credit operations, and customer transactions.
• Strong knowledge of internal audit standards, COSO, COBIT, and CBK Prudential Guidelines.
• Experience using data analytics tools (ACL, Advanced Excel, Power BI).
• Strong analytical, communication, and report-writing skills with the ability to present findings effectively to senior management and the Board.
• High level of integrity, independence, and professional judgment.

  Mode of Application / How to Apply:-

  Candidates who meet the above minimum requirements to apply by way of sending their  resume / CV and letter of application / Cover Letter via email to:-

  Email:-  hr@marblecapital.co.ke

  Email Subject:- Internal Auditor

  Deadline / Closing date for Application:- September 23, 2025

  NB:- Only Shortlisted Candidates will be Contacted.