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January

Preparing for January: A Kenyan Business Owner’s December Guide

December plays psychological tricks on Kenyan business owners. Sales shift, customers behave differently, expenses rise, and the year’s exhaustion finally catches up with you. It’s a month of excitement and unpredictability — and if you’re not careful, it becomes the month that ruins your January. January is brutally honest. School fees, rent, supplier debts, and […]

Back to School Financial Tips: How to Manage January Expenses Without Stress

January is here, and with it comes a host of financial responsibilities that weigh heavily on many parents. From holiday spending to school-related expenses, this month often feels like an uphill battle. It’s no wonder Kenyans have coined the term “Njaanuary” to describe the struggles that accompany the first month of the year. One of […]