Logbook loans offer a practical financing solution for vehicle owners seeking timely access to credit. At Marble Capital, we aim to provide structured, transparent, and responsible lending — with fast turnaround and flexible repayment options. To help you get LoanReady, it’s important to understand the eligibility requirements, documentation needed, and the criteria we assess before approval.
This guide outlines what qualifies you for a logbook loan with Marble Capital and how we support you throughout the process.
1.Vehicle Ownership and Condition
Applicants must be the registered owners of the vehicles used as collateral. The vehicle must be duly registered under the applicant’s name and have a valid logbook issued by the National Transport and Safety Authority (NTSA).
We accept both personal and commercial vehicles, provided they are well-maintained and free from prior financial burden. Generally, vehicles should fall within acceptable age and condition parameters, as these directly influence the loan amount and terms offered.
2.Required Documentation
To process your application efficiently, we require the following documents:
- Original vehicle logbook
- National ID
- KRA PIN certificate
- Recent passport-sized photograph
- Comprehensive or third-party insurance certificate
- Proof of income (bank statements, pay-slips, or business records)
These documents help us verify identity, assess risk, and confirm your ability to meet repayment obligations.
3.Income and Repayment Capacity
While your car serves as the primary security, we also assess your financial capacity to repay the loan. You may be self-employed, in formal employment, or running a small business. What matters is your demonstrated ability to service the facility within the agreed time frame.
We evaluate monthly income, consistency of cash flow, and existing financial commitments. This allows us to structure a repayment plan that aligns with your circumstances while minimizing the risk of over-indebtedness.
4.Character and Transparency
At Marble Capital, we value integrity and open communication. Our approval process does not solely rely on numbers — we also consider your level of transparency during the application process and your willingness to engage constructively if challenges arise.
We encourage proactive communication. If you’re unsure about any part of the loan process or foresee repayment difficulties, our team is available to assist and advise accordingly.
5.No Vehicle Surrender Required
Unlike many traditional lenders, we do not require you to surrender your vehicle during the loan period. You retain full access to your car while we hold the logbook as security. This approach ensures that your mobility and daily operations are not disrupted.
6.Support and Guidance at Every Step
Marble Capital is committed to providing timely, fair, and client-centered lending solutions. Our loan officers are available to offer professional guidance, answer your questions, and ensure that you fully understand the terms of your facility before committing.
If you have unique circumstances or require further clarification, our team will assist you in finding the best way forward.
Why Choose Us
A logbook loan is a strategic financial tool when approached with care, responsibility, and the right partner. At Marble Capital, we take pride in offering logbook loans that are fast, transparent, and tailored to your needs.
We do not just disburse loans — we offer support, structure, and reliability.
To find out if you qualify or to begin your application, contact our team on 0733 88 11 66. Experience lending that works with you, not against you.